Snow, snow and more snow!

And while I go out to shovel, here is the handy dandy Brain Bender for Tuesday. Ready to play??

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What two words formed from different arrangements of the same seven letters can be used to complete the sentence below?

As sure as there is a _________ every day a company that _________ you against losses will find some loophole.

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Alrighty then - time for me to suit up and get out there. An d like always, the answers will be found later in the comments. See you then!